Pet insurance can help manage veterinary expenses when your pet experiences an unexpected illness or injury. Infante Insurance Group works with a network of carriers to help pet owners across Florida and Texas — from Miami-Dade and Tampa to Orlando, West Palm Beach, Houston, and Dallas — explore plan options that fit their pet and budget — in English or Spanish.
Coverage Options
Pet insurance plans commonly differ in a few key ways. Accident-only plans focus narrowly on injuries from events like being hit by a car or swallowing a foreign object. Accident and illness plans add coverage for conditions like infections, cancer, or chronic diseases. Wellness add-ons can help with routine care like vaccinations and checkups. Waiting periods, reimbursement percentages, and how pre-existing or hereditary conditions are treated vary by plan and are worth reviewing closely before enrolling.
Who May Need This
This coverage is worth exploring if you have a dog, cat, or other pet and want help managing the cost of unexpected veterinary care, are bringing home a new puppy or kitten and want coverage started early before conditions become pre-existing, or have a breed prone to certain hereditary conditions.
Where You're Covered
Warm, humid climates across Florida and much of Texas can contribute to certain pet health concerns, like heartworm and tick-borne illness, worth discussing with your veterinarian and factoring into your coverage decision. Metro areas like Miami-Dade, Tampa, Orlando, Houston, and Dallas all have robust networks of veterinary clinics and emergency animal hospitals, so understanding how a plan reimburses across different providers is a useful question to ask.
Need help in Spanish? We offer service in English and Spanish.
This information is for general educational purposes only and does not replace policy documents, legal advice, or personalized insurance guidance. Coverage options may vary by carrier, policy, state, underwriting, exclusions, limitations, and individual circumstances.
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Quick answers to the questions we hear most often.
Generally, no — most plans exclude conditions your pet had before enrollment, which is why starting coverage early is often recommended. A licensed agent can explain how a specific plan defines this.
Often Coordinated Together