Motorcycle insurance helps address damage, theft, and liability connected to riding. Infante Insurance Group works with a network of carriers to help riders across Florida and Texas — from Miami-Dade and Tampa to Orlando, West Palm Beach, Houston, and Dallas — explore coverage options that fit their bike and riding habits — in English or Spanish.
Coverage Options
A typical motorcycle policy is built from familiar auto-style components adapted for riding. Liability coverage can help address costs if you’re responsible for injuring someone or damaging property. Collision and comprehensive coverage can help repair or replace your bike after an accident, theft, or weather event. Custom parts and equipment coverage can address aftermarket additions like exhaust systems or custom paint. Passenger liability and safety gear considerations are also worth reviewing depending on the carrier.
Who May Need This
This coverage is worth exploring if you own or ride a motorcycle registered in Florida, are a new rider titling a bike in the state, or want to review how custom parts or aftermarket modifications are addressed under your current policy.
Where You're Covered
Florida and Texas both require motorcycle riders to carry certain minimum coverage, though specific limits differ by state — worth confirming with a licensed agent. Florida’s year-round riding season keeps motorcycles a common sight from Miami-Dade to Tampa and Orlando, while Texas’s milder winters support strong riding communities around Houston and Dallas too. Rider safety course completion may also factor into coverage options with certain carriers in either state.
Need help in Spanish? We offer service in English and Spanish.
This information is for general educational purposes only and does not replace policy documents, legal advice, or personalized insurance guidance. Coverage options may vary by carrier, policy, state, underwriting, exclusions, limitations, and individual circumstances.
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Quick answers to the questions we hear most often.
Florida requires certain minimum liability coverage for motorcycle riders. A licensed agent can confirm current requirements for your situation.
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